This question revolves around the topics of risk and liability. When a guest reserves your land, they commit to a stringent Guest User Agreement, accessible at https://www.curbnturf.com/terms. This agreement is meticulously crafted to safeguard both you, as the host, and CurbNTurf. Additionally, guests undergo a rating process after each completed reservation, enabling CurbNTurf to identify and exclude potentially problematic guests from our service.

For added protection, insurance serves as the second layer against risks. Homeowners or vacant land insurance acts as the intermediary shield between hosts and potential risks. However, it’s crucial to note that these insurance policies are tailored for non-commercial use, i.e., not intended for profit-making activities. Therefore, as you start consistently earning income, acquiring a commercial insurance policy becomes necessary.

It’s important to emphasize that no additional insurance is mandatory until you transition into a business mode. During this phase, consider charging $0 can be a strategic move. This approach assists in addressing challenges within the RV industry, gauges your site’s level of interest, and eliminates the need for extra insurance, as your homeowner’s insurance adequately covers associated risks and liabilities, given you’re not charging guests for their visits.

When the time is appropriate for obtaining commercial insurance, CurbNTurf presents a comprehensive $1 million liability insurance policy, with an average cost of approximately $560 per year. This insurance is procured directly through an insurance agent who collaborates with you to evaluate your specific risks and requirements. It is issued in both your name and that of your property, with a tailored focus on your unique circumstances. This versatile policy can serve as either a supplementary addition or a replacement for your existing homeowners, agricultural, business, or event policy, providing more extensive coverage. This $1 million policy provides protection for all glamping sites on a single parcel, including 5 or more sites per property throughout the year. This ensures coverage irrespective of whether your guests reserve stays through CurbNTurf or any other service. To commence the process, please visit https://www.curbnturf.com/contact.

The question is how much impact will hosting an RV have on your neighbor? Can they see the RV? How close is the RV to your neighbor. If they can see the RV and the RV is close, then I would ask your neighbor if they mind you hosting friends with RVs on your property. If they are good with that, I would emphasis that if they ever have any issues to let you know immediately. CurbNTurf wants you to remain an exceptional neighbor.

Each area of the country will vary in its ordinance and zoning laws. CurbNTurf believes in personal property rights but not to the extent that a neighbor or community is negatively affected. That being said, I would start with determining what the local ordinances are for friends staying on your land in an RV. Is that allowed? How long can friends visit? Is there a limit to the number of days in the year different friends can come?

After determine what limitations you have for personal use, you would have to determine how comfortable you are moving forward in a semi-commercial use. Consider Airbnb, the homes are used for a commercial rental part of the time which is not defined in any ordinance or zoning law. So homeowners are doing Airbnb until the local government defines such laws. It might be that way for you until the local government defines these laws. When they do, you may have to do something more to comply. In the meantime, you can also ask your city if there are any special ordinances or laws you should be aware of for Airbnb type activities.

There are two taxes related to a sale: Income and Sales Tax.

Income Tax. This tax is paid as part of your personal taxes or business tax based on the total income you make. It is split between the IRS and State Tax Department. This should be fairly straight forward to calculate and pay as part of working with a Tax CPA. This tax is not passed through directly to a sale as “Sales Tax”.

Sales Tax: This tax is added to a sale and charged at the time of a sale. To determine the amount you would need to collect requires talking to your State Department that is over Sales Tax. If you describe your sales activity as an “Airbnb like shared economy overnight campsite stay transaction”, they should be able to help define what sales tax license you will need. They should know the local taxes that you will be collecting as well. I believe most states collect state and local taxes through the state but it would be good to make sure there is not a local city/county department you need to talk to. It is not uncommon for an individual to start a business along with making minimal sales to prove a concept. As sales start and the concept is proven, there is then a need to quickly apply for a sales tax license if your state requires it.

How are payouts processed?

We process payouts the first business day of each month via mailed checks to ensure timely and secure delivery of your earnings.

Is there a minimum payout threshold?

Currently, we do not have a minimum payout threshold. We're committed to distributing all earned funds, regardless of the amount, to support our growing community of users.

When can I expect to receive my payout?

Checks are mailed at the beginning of each month. Please allow 5-7 business days for delivery, depending on your location.

Are there any fees associated with payouts?

At present, there are no fees for our check-based payout system.

Will other payout methods be available in the future?

We’re exploring immediate payout options, including direct deposits, to provide more convenience. However, please note that future electronic payment methods may incur small processing fees.

How will I be notified of changes to the payout system?

We'll keep you informed of any updates or changes to our payout system through our website and email notifications. Your feedback is valuable as we continue to improve our services.

What about taxes?

Any combined withdrawals per calendar year reaching the minimum 1099 MISC reporting limit will trigger a 1099 MISC form. Upon reaching this 1099 trigger, a user will be asked for their social security number so that payments equal to or over the minimum limit can be sent to the user. See terms & conditions